Moving to Loudon, TN: Relocation Guide (2026)

Twice a week, City of Loudon sanitation crews run curbside trash pickup across town, and that small detail tells you a lot about this place. Loudon is a county seat of about 7,000 people on the Tennessee River, close enough to Knoxville for a commute and quiet enough that the lake sets the weekend schedule. This guide covers the practical side of the move: utilities, trash, your license and tags, schools, taxes, and the drive.

Start your search with homes for sale in Loudon, or compare the whole area on our Loudon County homes page.

Here's what we'll cover:

Loudon at a Glance

• Where: the county seat of Loudon County, on the Tennessee River about 34 miles by road southwest of downtown Knoxville.
• People: 5,991 at the 2020 Census and an estimated 6,963 in 2025, per the U.S. Census Bureau. That count covers city limits only.
• Utilities: Loudon Utilities Board for electric, water, and natural gas inside its service area.
• Schools: Loudon County Schools.
• Taxes: a 2026 city rate of $0.7902 per $100 of assessed value, plus the county rate.

Your First-Week Checklist

• Open utility accounts with Loudon Utilities Board, or with the Tellico Village POA for water and sewer inside the Village.
• Set up trash pickup through the city, or plan on a county convenience center outside city limits.
• Get a Tennessee driver license within 30 days of becoming a resident.
• Title and register your vehicles with the Loudon County Clerk.
• Enroll children with Loudon County Schools, or Lenoir City Schools if your address is zoned there.
• Note the February 28 deadline for property taxes.

Setting Up Utilities

Loudon Utilities Board

Loudon Utilities Board, known as LUB, provides electric, water, and natural gas from its office at 2360 Highway 72 North, 865-458-2091. LUB lists a $30 connection fee and a deposit of $0, $125, or $250 depending on credit. Call a week or two before closing so service is on when you get the keys.

Tellico Village Water and Sewer

Inside Tellico Village, the property owners association runs the water and sewer system, so you'll open that account with the POA. Electric service may still come from a separate provider. Ask the seller for recent bills to see exactly who serves the home.

Internet

Internet options vary by street, especially on wooded lake lots. Check providers by exact address before you buy if you work from home.

Trash and Recycling

The City of Loudon runs twice-weekly curbside pickup, on a Monday and Thursday or Tuesday and Friday route, with a 32-gallon limit per can. Call city sanitation at 865-458-2033 to confirm your days. Outside city limits, Loudon County runs convenience centers, including the Loudon center at 300 Rock Quarry Road, open Monday through Saturday from 7 to 6. That site also takes household hazardous waste Monday through Wednesday from 9 to 2.

Loudon Cumberland Presbyterian Church in the City of Loudon.

Driver License and Vehicle Registration

Tennessee asks new residents to get a Tennessee driver license within 30 days. Loudon has no full-service Driver Services Center. The closest full-service centers are in Maryville, Knoxville, and Rockwood. Book ahead if you can.

For your car, truck, or boat trailer, go to the Loudon County Clerk's main office in the Annex Building at 101 Mulberry Street, Suite 200, Loudon (865-458-2726). The title office is open 8 to 4 on weekdays. Bring your out-of-state title, or your lienholder's information if a lender holds it, a photo ID, two proofs of Loudon County residency, and the New to State form. The clerk also has a satellite office at 510 Highway 321 North in Lenoir City, though it doesn't issue REAL ID.

Enrolling in School

Loudon County Schools ran 9 schools with 5,085 students in the 2024 to 2025 school year, per the National Center for Education Statistics. Schools in town include Loudon Elementary, Steekee Elementary, Fort Loudoun Middle, and Loudon High School. Lenoir City Schools is a separate district, so look up your zoned school by address with the district before you buy. Check the district's enrollment checklist before your first visit. Districts usually ask for proof of residency, a birth certificate, and a Tennessee immunization certificate.

Property Taxes

For 2026, the City of Loudon rate is $0.7902 per $100 of assessed value. Loudon County's projected 2026 rate is $1.0944. Tennessee assesses homes at 25% of appraised value. A $400,000 home inside city limits works out to about $1,885 a year in combined taxes. The same value in an unincorporated area, such as Tellico Village, pays only the county rate, about $1,094. Bills are due by February 28. Confirm the final rate with the Loudon County Trustee before you set a budget, and run the full payment through our affordability calculator.

The Honest Downsides

The Drive to Knoxville

Downtown Knoxville is about 34 miles away. Plan on 45 minutes to an hour each way at busy times.

Errands Out of Town

Big-box stores, many chain restaurants, and a lot of medical offices are in Lenoir City or west Knox County. The DMV trip for your license also means a drive to Maryville or Knoxville.

POA Dues and Lake Rules

Tellico Village's 2026 POA assessment is $186.98 a month, per the POA's 2026 budget presentation. Docks on TVA lakes need a TVA Section 26a permit, so ask for the permit on any dock before you buy.

Prices by the Water

Listings with a Loudon city field, which include Tellico Village and other lake communities, had a September 2026 median sold price of $629,000 across 66 sales, per our flexmls pull. That's far above the Census median value of $244,200 for owner-occupied homes inside city limits, so define your search area early.

Lakes, Mountains, and Getting Around

TVA's Tellico Lake has 357 miles of shoreline, and the Tennessee River runs right past downtown. We measured these light-traffic drive times with the free OSRM routing service on October 28, 2026, then rounded into ranges:

• Lenoir City: about 12 to 15 minutes from downtown Loudon.
• Sweetwater: about 20 to 25 minutes.
• Turkey Creek in Farragut: about 28 to 35 minutes.
• Oak Ridge National Laboratory: about 33 to 40 minutes.
• Maryville: about 36 to 45 minutes.
• Downtown Knoxville: about 44 to 55 minutes.
• McGhee Tyson Airport: about 46 to 55 minutes.
• Chattanooga: about 1 hour 40 minutes to 2 hours.
• Sugarlands Visitor Center in the Great Smoky Mountains: about 1 hour 45 minutes to 2 hours.

From Tellico Village, downtown Loudon is about 17 minutes and downtown Knoxville about 52 minutes in light traffic. TDOT has the US-321 and SR 73 bridges over Tellico Lake down to one lane each way for repairs, with work targeted to wrap up around November 15, 2026, so allow extra time until then.

The Smokies, with Gregory Bald on the skyline, seen from Fort Loudoun State Historic Park near Tellico Lake.

Homes and Neighborhoods in Loudon

In town, you'll find older homes near downtown and newer subdivisions on the edges. Tellico Village adds golf villas and lake homes, and Tennessee National is a gated lake community on Watts Bar Lake. Golfers can compare golf course homes around Knoxville, and buyers who want a dock should look at waterfront homes. For a 55+ setting, see 55+ communities in the region. Building new? Our new construction buyer guide explains builder contracts and warranties.

Homes for Sale in Loudon Right Now

A sample of active listings with a Loudon address, pulled October 28, 2026. Prices and status change quickly.

$267,900

3 beds | 2 baths | 1,374 sq ft

902 Rosedale Ave, Loudon, TN 37774

MLS# 1349976

Listing courtesy of Tennessee Trust Realty

View this home

$359,000

2 beds | 2 baths | 1,226 sq ft

211 Ogana Ln, Loudon, TN 37774

MLS# 1359860

Listing courtesy of Slyman Real Estate

View this home

$457,795

3 beds | 2.5 baths | 2,164 sq ft

122 Reina Vista Ln, Loudon, TN 37774

MLS# 1356510

Listing courtesy of D.R. Horton

View this home

$710,000

3 beds | 2 baths | 2,358 sq ft

110 Canaly Ln, Loudon, TN 37774

MLS# 1359189

Listing courtesy of BHHS Lakeside Realty

View this home

$1,895,000

5 beds | 3 full, 2 half baths | 4,427 sq ft

157 River Watch Way, Loudon, TN 37774

MLS# 1358559

Listing courtesy of Tennessee National Realty, LLC

View this home

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

See All Homes in Loudon

Is Loudon Right for You?

Loudon fits movers who want lake access and small-town pace and can handle a longer drive for shopping and work. Moving from out of state? Our remote home buying guide shows how we handle tours and paperwork from a distance. Comparing nearby towns? Look at Lenoir City homes next door, Monroe County homes to the south, and our Greater Knoxville relocation guide for the whole region.

Selling Before You Move

Loudon-area listings averaged 55 days on market in September 2026, per our flexmls pull, so price your home carefully. Start with a free home value estimate, check your net in the home sale calculator, and see our seller resources.

Frequently Asked Questions About Moving to Loudon, TN

Who provides utilities in Loudon?

Loudon Utilities Board provides electric, water, and natural gas from its office at 2360 Highway 72 North (865-458-2091). Inside Tellico Village, the POA runs water and sewer.

Where do I get a driver license near Loudon?

Loudon has no full-service Driver Services Center. The closest are in Maryville, Knoxville, and Rockwood. New residents have 30 days to get a Tennessee license.

Where do I register my car in Loudon County?

At the Loudon County Clerk's office in the Annex Building, 101 Mulberry Street, Suite 200, Loudon. Bring your title, ID, two proofs of residency, and the New to State form.

What are property taxes in Loudon?

The 2026 city rate is $0.7902 and the projected county rate is $1.0944 per $100 of assessed value. A $400,000 home in city limits pays about $1,885 a year combined.

How far is Loudon from Knoxville?

About 34 miles, or 45 minutes to an hour by car depending on traffic.

Talk to MaX House

Planning a move to Loudon? Our team helps buyers and sellers across Loudon County and East Tennessee, and we're glad to set up showings on your schedule. MaX House, brokered by LPT Realty.

Cover photo: Tellico Lake fall foliage by Brian Stansberry, CC BY 3.0, via Wikimedia Commons. Photos: Loudon Cumberland Presbyterian Church and Gregory Bald from Fort Loudoun by Brian Stansberry, CC BY 3.0, via Wikimedia Commons.